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Home insurance
Home insurance is an insurance policy that, depending on your level of cover, can protect you against risks to your home and its contents, such as fire, water damage and theft.
You are not legally obliged to take out home and contents insurance, but if you have a mortgage, your lender can insist that you have buildings insurance. This will ensure you are covered for rebuild costs if your home is destroyed, for example in a fire.
We know you like options, so we give you a choice of buildings and contents cover (our most comprehensive cover) or contents only cover (perfect for renters).
Home insurance cover - Buildings and Contents, Contents, Buildings.
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What is buildings and contents insurance?
Your home and permanent fixtures, such as outbuildings, interior decorations, fixtures and fittings, as well as fences and walls are all covered with this insurance.
You’re insured against fire damage, storm damage and leaks.
Personal belongings of anyone in your household are also protected against damage or loss i.e. as a result of burglary/fire.
Your furniture, clothes, possessions and even up to €400 worth of cash are also covered. Cover limits apply.
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What is contents insurance?
Contents insurance covers your personal items that you would want to protect from fire or flood damage, theft, or accidental damage.
What’s included in contents cover?
The personal possessions of anyone in your household are protected against damage or loss i.e. as a result of burglary/fire under Aviva contents insurance.
Your furniture, clothes, possessions and even up to €400 worth of cash are also covered.
We offer contents only cover on a 'new for old' basis. This means that in most cases we replace any stolen or damaged items with new items.
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What’s included in buildings insurance?
If you have employed a contractor to build your home (not a self-build), buildings insurance can offer peace of mind until the build is complete. Buildings only insurance can provide cover for fire, explosion, lightning, earthquakes, and smoke damage along with architects', surveyors', legal and other fees and associated costs until your home is fully built. 
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Home insurance benefits
Fire Brigade charges
If the Fire Brigade is called in to put out a fire affecting or likely to affect your home, we will pay up to €3,500 to cover the charges.
Frozen food
We pay up to €1,000 to cover the cost of replacing frozen food lost or damaged in your domestic freezer. The loss or damage must have been caused by a rise or fall in temperature, refrigerant fumes, or refrigerant leaks.
Credit and debit cards
If your credit or debit card is lost or stolen and you have to pay a bill as a result, we will refund you up to €2,000. Were you on holiday? No problem, this cover applies anywhere in Europe. You're also covered for the first 30 days if you're travelling outside Europe.
Replacing door locks
If your keys are stolen, we offer up to €1200 to cover replacement door locks, alarm keys and safe locks.
- We specialise in
- Avalon Broker - Home Insurance
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We are insurance professionals with over 16 years of experience in this field.
We specialise in creating and managing insurance products, providing our clients with reliable protection and peace of mind.
Our experience spans both individual and corporate insurance, allowing us to offer a wide range of services tailored to the different needs of our clients.
Avalon Broker's experience and attention to detail have made us a trusted partner for many clients. We constantly improve our knowledge by monitoring new trends and changes in the legislative framework in the insurance industry. This allows us to offer relevant and effective solutions that meet modern requirements.
