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Pensions & Retirement Options
Starting a pension plan is one of the smartest decisions you can make. It could help ensure a brighter, better future to look forward to.
When you're choosing a pension, having all the information you need is key.
So we're here to help you select one that's right for you.
Pensions & Retirement - Personal pension plans, Company pension plans, Preparing for retirement.
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Personal pension plans
With many pension options on the market, making the right choices can often be confusing and complicated.
Let us help you with this vitally important decision.
Personal Pension - If you are self-employed, or if your employer does not offer an occupational pension.
PRSA Pension- A simple flexible pension which you can take out, regardless of your employment status.
Retirement Bond- A retirement bond that lets you take your pension entitlements with you when changing jobs, without having to transfer to your new employer's scheme. 
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PRSA
A PRSA: (Personal Retirement Savings Account) is a personally owned pension that lets you save for retirement on your own terms.
It's flexible :- you can contribute to it whenever you want and stop making contributions at any time.
It's portable: - so you can take it with you If you move jobs, or opt for a career break.
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Executive Pension
Executive Pension: - A pension designed for company directors and owners.
AVCs - Additional (and optional) payments to an existing pension scheme, to build up an additional retirement fund.
Self-Directed
Self directed pension - Suitable for experienced investors who wish to manage their pension fund investments themselves.
AVCs
Additional Voluntary Contributions, or AVCs, are extra contributions you can make in addition to your existing company pension.
AVCs - give you the opportunity to grow your pension ahead of retirement, on your own terms. 
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Company Pensions
Company Pensions: A company pension scheme is one of the most important employee benefits that you as an employer can provide. It helps ensure your employees are financially secure in retirement. As an employer, providing a company pension scheme helps to attract new staff and, importantly in today’s challenging workplace, retain existing employees.
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Preparing for Retirement
Preparing for Retirement: Whether you're starting to save for your pension, planning your retirement or have just recently retired, the best way to ensure the lifestyle you want in retirement is to take ownership of it now. Our retirement planning tools and resources can help you.
Planning your retirement: There are lots of factors to consider before you start planning your retirement. It's a very special time and the decisions you make now can make all the difference to your lifestyle in retirement. With the right information, you should be in full control of when and how you take your money.
An income in retirement: Once you have retired you will need to decide how best to arrange your retirement income. On retirement you can take a cash lump sum that is tax free, subject to Revenue limits.
Early retirement: With most financial matters, a good plan is invaluable, and that's certainly true if you plan on retiring early. How much you need to be financially secure in retirement depends on the lifestyle you would like to have. It is also worth considering that due to better health, life expectancy is increasing and we can expect to live longer in retirement. 
- We specialise in
- Avalon Broker - Pension
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We are insurance professionals with over 16 years of experience in this field.
We specialise in creating and managing insurance products, providing our clients with reliable protection and peace of mind.
Our experience spans both individual and corporate insurance, allowing us to offer a wide range of services tailored to the different needs of our clients.
Avalon Broker's experience and attention to detail have made us a trusted partner for many clients. We constantly improve our knowledge by monitoring new trends and changes in the legislative framework in the insurance industry. This allows us to offer relevant and effective solutions that meet modern requirements.
