Pension and retirement planning

Pension & Retirement Options

Starting a pension plan is one of the smartest decisions you can make. It could help ensure a brighter, better future to look forward to. When you're choosing a pension, having all the information you need is key - so we're here to help you select one that's right for you.

Pensions & Retirement - Personal pension plans, company pension plans, and preparing for retirement.

Personal pension plans

Personal Pension Plans

With many pension options on the market, making the right choice can often be confusing and complicated. Let us help you with this vitally important decision.

Personal Pension. If you are self-employed, or if your employer does not offer an occupational pension.

PRSA Pension. A simple, flexible pension which you can take out regardless of your employment status.

Retirement Bond. Lets you take your pension entitlements with you when changing jobs, without having to transfer to your new employer's scheme.

PRSA pension choices

PRSA

A PRSA (Personal Retirement Savings Account) is a personally owned pension that lets you save for retirement on your own terms.

It's flexible. You can contribute to it whenever you want and stop making contributions at any time.

It's portable. You can take it with you if you move jobs, or opt for a career break.

Executive and self-directed pensions

Executive Pension. A pension designed for company directors and owners.

AVCs. Additional Voluntary Contributions are extra, optional payments to an existing pension scheme to build up an additional retirement fund and grow your pension ahead of retirement, on your own terms.

Self-Directed Pension. Suitable for experienced investors who wish to manage their pension fund investments themselves.

Company pension schemes

Company Pensions

A company pension scheme is one of the most important employee benefits that you, as an employer, can provide. It helps ensure your employees are financially secure in retirement. As an employer, providing a company pension scheme helps to attract new staff and, importantly in today's challenging workplace, retain existing employees.

Preparing for retirement

Preparing for Retirement. Whether you're starting to save for your pension, planning your retirement, or have just recently retired, the best way to ensure the lifestyle you want is to take ownership of it now.

Planning your retirement. There are lots of factors to consider before you start planning your retirement. With the right information, you should be in full control of when and how you take your money.

An income in retirement. Once you have retired you will need to decide how best to arrange your retirement income. On retirement, you can take a cash lump sum that is tax free, subject to Revenue limits.

Early retirement. A good plan is invaluable if you're considering retiring early. How much you need to be financially secure in retirement depends on the lifestyle you would like to have.

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Avalon Broker - Pension


We are insurance professionals with over 16 years of experience in this field. We specialise in creating and managing insurance products, providing our clients with reliable protection and peace of mind. Our experience spans both individual and corporate insurance, allowing us to offer a wide range of services tailored to the different needs of our clients.

Avalon Broker's experience and attention to detail have made us a trusted partner for many clients. We constantly improve our knowledge by monitoring new trends and changes in the legislative framework in the insurance industry. This allows us to offer relevant and effective solutions that meet modern requirements.

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